DRAFT: pending legal review. Not yet in force.

Terms and Conditions

Last updated: 1 October 2026

In plain language

Fairexa is a free money manager. It records income, expenses, budgets and who owes whom, and it does not move or hold money. You own what you add, you are responsible for what you enter, and everyone in a group is asked to be fair and respectful.

1. Agreement and eligibility

By creating an account or using Fairexa you agree to these terms. You must be old enough to form a binding contract where you live. The minimum age is to be confirmed before publication.

2. Your account

Give accurate information and keep your password, PIN and codes safe. You are responsible for activity on your account. Tell us at care@farexa.com if you think it has been accessed without permission.

3. What Fairexa does

Fairexa helps you track income, expenses and budgets and share costs in groups. It calculates balances from what you and your group enter. Settle up records a payment made outside the app. Fairexa does not transfer money, hold funds or provide financial, tax or legal advice.

4. Free to use

Fairexa is completely free. There is no subscription, no trial period and no future paid versions. Sponsored offers, where shown, are clearly labelled and are not a condition of using the app.

5. Your content

You keep ownership of what you add. You give Fairexa permission to store, process and display it as needed to run the app, including showing group content to other members of that group.

6. Groups, records and fairness

Group members can see expenses, payments and their change history. Edits and deletions are recorded. Some expenses need approval from the person looking after a member without an account. Balances are shown per currency, and exchange rates are fixed when an entry is saved.

You are responsible for the accuracy of what you enter and for agreeing with your group how costs are shared.

7. People you add

Only add people you know and have a reason to include. A guardian of a guest member is responsible for approving that guest’s expenses. Do not add someone’s contact details without their permission.

8. Chat and conduct

Do not send spam, harassment, hate, threats, sexual content, scams or anything unlawful. Messages can be reported and users can be blocked. We may remove content or restrict accounts that break these rules. Our response times for reports are to be confirmed.

9. Third-party links and offers

Sponsored offers and links open third-party sites that Fairexa does not control. Their terms and privacy practices apply there.

10. Availability, changes and ending

We aim to keep Fairexa running but cannot promise uninterrupted service. We may update or change features. You can stop using Fairexa and delete your account at any time. We may suspend accounts that seriously or repeatedly break these terms.

11. Disclaimers and liability

Fairexa is provided as is, to the extent allowed by law. Our limit of liability and any indemnity are to be confirmed by counsel before publication. Nothing here limits rights you have under mandatory consumer law.

12. Governing law and contact

Governing law and forum are to be confirmed, with the United Arab Emirates proposed. Language precedence for translated versions is to be confirmed. Contact: care@farexa.com, Business Bay, Dubai, United Arab Emirates.